Please check my grammar and the sentences are they in a correct way to say the reason of my transfer?

Help me correcting it and add a sentence in need.

” The reason why I am transferring is that I have a chance to transfer to other top universities so why not. I am allowed to finish the required credits for now till I get my acceptance letter. The university here isn’t the top university that I dreamed of and doesn’t own a high rank of my major college that I’m interested in. Thus, the place isn’t safe to stay in. The two other universities that I am applying to is the more excellent in my business major that I wish to attend and complete my bachelor’s degree in, and graduate from. “

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