Review the following materials and answer the questions below.

1. Explain the difference between a fiduciary and suitability standard of care.
2. Prior to Dodd-Frank, what was the standard of care for a broker-dealer and what was the standard of care for an RIA. How were they different?
3. What did Dodd-Frank do to try to address these different standards of care?
4. What is the current state of the standards of care debate? Can we expect a uniform standard of care going forward?
5. What are some reasons a planner might strongly support the adoption of the fiduciary standard? What are some reasons a planner might oppose it?

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