Select and answer ONE of the following questions by Thursday at 11:59 PM. Post a substantive response to at least one other student’s post by Saturday at 11:59 PM. Each of the questions is independent of the others. If a question already has six (6) initial responses, select a different one.

• Assume you are moving to a new city to start your first job. How would you decide which bank in which to open your personal account? Your employer will be depositing your paycheck directly into your account every payday.
• In light of today’s financial environment, how do you think interest rates on savings accounts affect a person’s overall financial plan?
• When selecting financial institution, how important is deposit insurance? Would you forgo an insured deposit in favor of a savings alternative that paid higher interest? Why or why not?

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