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February 5, 2021Explain the difference between a HMO, a PPO, and a POS health insurance plan.All medical services must be provided by doctors and hospitals who have a contract with the HMO
Explain the difference between a HMO, a PPO, and a POS health insurance plan.All medical services must be provided by doctors and hospitals who have a contract with the HMO
· Explain the difference between a HMO, a PPO, and a POS health insurance plan.
·
· HMO
· Health Maintenance Organization
· All medical services must be provided by doctors and hospitals who have a contract with the HMO
· Any care provided outside the HMO is not covered
· PPO
· Preferred Provider Organization
· Medical services are provided at a discounted rate by doctors and hospitals with a contract
· Other care provided is at higher cost but still covered
· POS
· Point of Service
· Blend of the other 2 plans
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