Write a paper as if you were planning to purchase a home for the first time and you needed to present your plan to a prospective lender. Describe in paragraph form the importance of the steps below and include tables or charts to reflect your plan. 2-3 page paper, APA format, list all references.

• Review your credit report at annualcreditreport.com
  • Confirm that all accounts and liens belong to you.
  • Correct any errors with the credit bureau.
• Identify and categorize all accounts and loans.
• Calculate your debt ratios
• Analyze your situation
• Develop a debt management plan.

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