Read the articles and please use in-text citations when answering the question.

1) Is the bank really a bank?

http://online.wsj.com/article/SB10000872396390444433504577649971326432962.html

2) Should this bank follow banks’ regulations?

http://www.wtae.com/news/local/allegheny/Pittsburgh-ice-cream-bank-owner-says-regulators-are-backing-off/19522712

March 29, 2013

3) Discuss the risks associated with this bank.

http://www.wsj.com/articles/as-banking-evolves-fintech-emerges-from-the-branch-1464806411

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