Deliverable Length: 400–600 words (4–6 paragraphs)

There are a number of types of private insurers. Describe each type of insurer in the following list. What are the advantages of a company converting from a mutual insurer to a stock insurer?

• Stock insurers
• Mutual insurers
• Reciprocal insurers
• http://www.lloyds.com/
• Plans such as http://www.bcbs.com/
• Health maintenance organizations

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